This is the most asked question I hear about life in the Philippines. I think there are major factors which affect the figures. Firstly because there is no real rental structure the cost of properties varies person to person, different areas have different tariffs for electric and also there are “maintenance charges” associated with living in a sub-division or condominium. Then you have peoples food habits if they have adapted to local foods and to what degree. As well as eating in or eating out regularly. Then there are beer habits as most expats consume a lot more alcohol than they should due to a mixture of boredom and socialising.
So its a difficult question to answer and one I will base on my figures that can be varied by yourself to work out your own budget. I will put my provincial costs and then that I would think city living would cost for a “single person” because there are way too many variables for adding a partner as many people here then choose to send their partner to school to train as a nurse etc. which then throws the figures out.
|Provincial description||Cost||City life description||Cost|
|Rent||3000||Rent (including maintenance fees)||15,000|
|Grocery budget||8000||Grocery budget||8000|
|General medical expenses||1000||General medical expenses||1000|
|Dining out||2000||Dining out||5000|
|Water bill||400||Water bill||600|
|Cell phone load (top up)||100||Cell phone load (top up)||100|
|Laundry washed and ironed||1000||Laundry (washing machine)||Elec bill|
|Nanny (yaya)||2000||Not needed||0|
|Visa renewal not needed on 13(a)||0||Tourist Visa renewal (fluctuates)||4000+|
This is a rough guide but you may find it useful to list your own expenses and get an idea of the real costs here. Our expenses never go over P30,000 except on construction months.