In the last 3 years I have noticed the old men in the Philippines having their karma disrupted by an influx of younger new blood moving here. Now you may think this is a jab at the retiree but it isn’t this is a good thing that has happened. For a start the “live like a king” spread by certain websites such as living in the Philippines is all absolute rubbish and its the younger generation that have happily started disrupting these lies all over the internet to help crack that mold. The reason its been important to change the way people think is that over the last few years I have met several people who have bought into “Live like a king” which on a reasonable pension you could do. But people always post the polished version of the Philippines which then cons people into retiring here. Why would you do that? Well I don’t but I know why others do have a look round the website notice properties for sale? guess what takes years to sell properties doubt it says much about that in the site.
I agree with positive thinking but not when its harmful. Living here on a $1000 a month as stated on the site is difficult for a lot of people here unless they are skimping on various things. Don’t get me wrong its still possible but its not “living like a king in the Philippines” its getting by. You do get the good weather and cheap rentals. But you also get people dying because they can’t afford medical bills, you do get people getting swindled out of their money because of trusting expats or in many cases their wife. Truth is its very cloak and dagger here a lot of the time and as a retiree it can be a wonderful place but only if you know what your getting yourself into.
First thing is having no assets to lose, lets face it if your on a pension why do you need to own a house when you can negotiate some really good deals on good property because like I said people struggle to sell! The reason behind this being is if you died your money dies with you, no point people trying to get access to your cash as simply keeping it offshore makes it impossible for others to gain access. On top of that any problems with neighbours on a rental you can move.
People like you mainly because of one thing its called money. Not in all cases but over the years I have experienced people that I would call friends maneuver to try and extort cash from me in some way. This could be by overpricing things purely because I am white or simply expecting you to pay for meals etc. which is why they invited you in the first place. Prime example of that was a friend who went shooting he paid for the ammunition and fuel and an OFW paid for the lunch for everyone (Yep OFWs get ripped off just as much as us if not more). On getting back my friend realised hang on we went with a full multi-cab shooting yet only 2 of us paid for everything. Welcome to the Philippines! I have discussed it with my wife before as OFWs visiting home end up picking the tab up for things that in the West would be shared amongst everyone such as family gatherings or parties but with the OFW there everyone keeps the cash tightly hidden and they don’t expect to be asked. This is part of the “culture” people never seem to talk about.
Now for me I find it a bit odd and to be honest one of the things you should do on first arriving is sit in a mall with a nice cup of coffee and watch the “families” wandering behind the new arrival of a foreigner with his girlfriend. Her shiny new cell phone in hand the bags of shopping and the family in tow looking to pickup some stuff for themselves at the foreigners expense at best it will be a free lunch and transportation at worst he’s dumb enough to fill their wardrobes. Hmm.. live like a king in the Philippines? Who is.. the guy who just basically got robbed at the mall he does have is full entourage and then again he’s also paid a small fortune for it. Won’t find me doing it and never have done, the new cell phone thing I brought second hand ones in from the UK as anyone from there knows new contracts means new phones so all those old ones I threw in my suitcase and gave away. Boxes of chocolates gave away. Which to me is a fair gift its not a lunch every afternoon for 10 and a constant hole in my pocket.
Best people living in the Philippines sit between the lines and the shadows generally invisible to most people never mind those trying to pry cash out your pocket. I’m slowly starting to go the same way to be honest although want to keep the blog going to keep things up to date for others. But for the easiest life it often pays to just not stand out and generally “Living like a king in the Philippines” has a good chance of giving a death wish free of charge.