Family in the Philippines can complicate things.

Philippines family life can complicate things. Mainly because for the average expat they weren’t looking for family life in the Philippines when they originally moved there.
I am not talking about the extended family but literally family life in the Philippines of your own such as having a wife and children. Filipino family life and values are more of a traditional family life of the man being the bread winner and the woman taking care of the home. As such initially your pension or other income seems to be enough. But over time it begins to get stretched as you need to invest into education, medical needs and general family life costs.